The Complete Guide to UAE Golden Visa Categories and Types (2025 Edition)
In a world where borders are tightening, the UAE Golden Visa has become a symbol of freedom, a promise of long-term residency in one of the safest, most globally connected countries on earth. From entrepreneurs and scientists to artists and athletes, the UAE has opened its doors wide to those who create, build, and invest. And among all categories, the real estate pathway stands tall as the most practical, profitable, and enduring route to securing a future in the Emirates. Here’s everything you need to know. Golden Visa Categories in 2025 The Golden Visa now includes multiple high-value categories, each with its own eligibility pathway: While these categories reflect the UAE’s vision for a knowledge-driven, diversified economy, the real estate category remains the cornerstone, attracting global investors who want not just a home, but a foothold in the UAE’s thriving market. The Real Estate Pathway to the UAE Golden Visa Why Choose Real Estate? Because it’s tangible. Because it appreciates. Because it’s the bridge between lifestyle and investment. The UAE real estate pathway allows investors to obtain long-term residency through property ownership, making it one of the most secure and straightforward routes to the Golden Visa. Here’s how it works in detail. 1. 10-Year Property Investor Golden Visa Minimum Investment: AED 2,000,000. This is the flagship visa for serious investors who want to establish long-term roots in the UAE.To qualify: Documents Required: Government Fees: AED 10,500Service Fees: AED 5,000 Processing Time: 2–4 weeks This visa is valid for 10 years, renewable as long as the property is held. You can also sponsor your spouse, children, and domestic staff under this visa. 2. 2-Year Property Investor Visa Minimum Investment: AED 750,000 (with AED 375,000 paid-up) A great entry point for new investors who are beginning their UAE journey. Eligibility: Documents Required: Title Deed, passport, Emirates ID, photo, good conduct certificate (Dubai Police), and health insurance. Fees: Validity: 2 years, renewable. This visa is especially popular with off-plan investors and first-time buyers entering Dubai’s booming real estate market. 3. Retirement Visa – 5 Years Eligibility: Fees: This visa bridges investment and lifestyle a retirement plan that comes with sunshine, safety, and stability. 4. The Off-Plan Advantage Unlike older residency schemes, the UAE now allows off-plan properties to qualify under certain conditions: This shift reflects Dubai’s growing trust in its developers and its ambition to make the market accessible to forward-thinking investors who buy early. 5. The Mortgaged Property Path Owning a property under mortgage doesn’t disqualify you anymore, but you’ll need an NOC from your bank confirming your paid-up equity and that the bank has no objection to you applying for residency.This is a huge step forward, making the Golden Visa pathway accessible to investors leveraging finance instead of cash. 6. Inside Country Applications All property-related Golden Visa applications are processed inside the UAE, ensuring a smooth and direct process. Once approved, you’ll undergo: From start to finish, the process is streamlined, no middlemen, no ambiguity, just clarity and control. 7. Why the Real Estate Route Outperforms Others In essence, the Golden Visa through real estate isn’t just a residency permit, it’s a long-term wealth strategy built on security, returns, and lifestyle. Learn more about this from our guide: UAE Golden Visa 2025: Real Estate Pathways Explained. Richmond Properties: Your Gateway to the UAE Golden Visa At Richmond Properties, we don’t just sell homes; we help you secure your future. With a portfolio spanning Dubai’s most lucrative developments and a team well-versed in Golden Visa eligibility and property investment strategy, Richmond ensures your path to UAE residency is seamless, transparent, and profitable. Whether you’re buying your first AED 750K apartment or investing in a AED 2 million luxury villa, we handle every detail, from property selection to visa facilitation. Invest smart. Live freely. Partner with Richmond Properties today and begin your journey to long-term UAE residency through real estate that moves your life forward. FAQs Can off-plan properties qualify for the UAE Golden Visa?Yes. Off-plan units qualify if 20% is paid or 50% construction completed, with documents (Oqood & SOA) from the developer. Do I need to pay cash or can I use a mortgage?Mortgaged properties are accepted with a bank NOC confirming your equity and clearance to apply. What is the minimum value for a 10-year visa?AED 2,000,000 in total property value, whether in one or multiple units. Can my spouse and children be sponsored under my property investor visa?Yes, Golden Visa holders can sponsor family members under the same permit. Can I apply if I co-own the property with a business partner?Yes, as long as each owner’s share meets the required threshold (AED 2M for 10-year, AED 750K for 2-year). Is the visa valid if I sell the property?It remains valid until expiration, but renewal requires proof of continued eligibility. What are the processing times and costs?Typically 2–4 weeks. Fees range from AED 12K to 16K, including government and service charges.
